Arandix — Blog

The Arandix Blog

Insights.
Analysis.
Innovation.

Research, perspectives, and technical writing on the infrastructure powering the next generation of global finance.

Blockchain · Featured

The Architecture of
Cross-Border Payments
in 2025

Enterprise financial infrastructure is undergoing its most significant transformation in decades. Blockchain-native settlement rails, programmable compliance, and AI-driven reconciliation are converging — and the institutions that understand this shift earliest will define the next era of global commerce.

Arandix Research May 2025 10 min read Read Article →

Enterprise Web3: Moving Beyond Proof of Concept

Most Web3 enterprise pilots never reach production. We analysed 40 deployments to understand what separates the ones that shipped from the ones that didn't — and the answer isn't the technology.

Apr 20257 minWeb3

AI Agents in Financial Operations: A Practical Guide

AI agents are not a future capability — they are in production at leading fintechs today. Here is how Arandix deploys them for reconciliation, anomaly detection, and real-time compliance monitoring.

Apr 20256 minAI

SEPA Instant vs SWIFT gpi: A Technical Comparison

Speed is not the only variable. Finality, cost structure, and failure handling differ dramatically between these two rails. Which one is right for your use case depends on more than geographic footprint.

Mar 20258 minPayments

Building KYC That Doesn't Break User Experience

Identity verification adds friction. But the assumption that compliance and conversion are in direct opposition is a product failure, not a regulatory one. Here's the architecture that changes that.

Mar 20255 minCompliance

Layer 2 Networks Are Ready for Enterprise Adoption

Arbitrum, Optimism, and Polygon have matured. Transaction finality is sub-second. Fees are negligible. The remaining barriers to enterprise adoption are legal, not technical — and those are solvable.

Feb 20259 minBlockchain

Smart Contracts in Trade Finance: Case Studies from the Field

Letters of credit, documentary collections, supply chain finance — these instruments have been paper-based for centuries. Three live deployments show what programmable money actually changes about the process.

Feb 202511 minWeb3

LLMs for Financial Reporting: Accuracy, Risk, and the Right Use Cases

Large language models can draft financial summaries, flag anomalies in large datasets, and generate audit trails. They cannot replace human judgment on material disclosures. This distinction matters enormously.

Jan 20257 minAI

The Rise of Embedded Finance: APIs Powering the Next Banking Layer

Banking-as-a-Service has moved from buzzword to commodity. The platforms that win the next decade are the ones with the deepest integrations, the cleanest APIs, and the most reliable infrastructure underneath.

Jan 20256 minPayments

Crypto AML in 2025: What the New Regulations Actually Require

MiCA, FATF Travel Rule, and the updated DORA framework are now in force across the EU. Here is a plain-language breakdown of what digital asset businesses must implement before they can operate at scale.

Dec 20249 minCompliance

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